Tier 1
1–250 drivers
£299/month
Pick the tier that matches your driver count.
Every plan includes everything: Pay by Bank, card processing and issuing, compliance services and the technology underneath. Only the fleet size changes.
Tier 2
251–500 drivers
£399/month
Tier 3
501–1,000 drivers
£499/month
Tier 4
1,001+ drivers
£799/month
Talk to salesFees are billed monthly in advance on the 20th day of the month preceding service delivery.
- Pay by Bank payouts over Faster Payments
- Card processing and card issuing
- Compliance services and KYC administration
- Up to 10% over your tier limit before you migrate
- 99.95% service availability target
Flat fees, not a percentage of your volume.
Per-transaction fees on Pay by Bank, and published card rates by card type.
Pay by Bank
Account-to-account payouts and cash-outs over Faster Payments, plus free-flowing movement between your own accounts.
- Inbound Faster Payments (FPS)£1.00 per transaction
- Driver cash-out (outbound FPS)£1.00 per transaction
- Internal account transfers£0.05 per transfer
Card processing
Rates vary by the card your customer presents. Additional scheme, interchange or pass-through fees may apply under IC+ models.
- Consumer Visa / Mastercard1.00%
- Business debit cards2.00%
- Business credit cardsfrom 2.50%
- American Expressfrom 3.90%
Chargebacks are administered through Stripe Connected Accounts. Merchants remain responsible for responding to disputes and supplying evidence where required.
Two fees outside the subscription.
One to get you live, one to keep your Open Banking permissions current. Both are stated up front.
£499 one-time
Onboarding
Account setup, configuration, training, implementation support and operational readiness activities.
£399 per year
Open Banking compliance & KYC
Annual compliance and KYC administration for customers using Pay by Bank services.
Every fee, one table.
| Service | Commercial fee |
|---|---|
| Subscription (1–250 drivers) | £299/month |
| Subscription (251–500 drivers) | £399/month |
| Subscription (501–1,000 drivers) | £499/month |
| Subscription (1,001+ drivers) | £799/month |
| Onboarding | £499 one-time |
| Compliance & KYC | £399/year |
| Inbound FPS | £1.00 |
| Driver cash-out | £1.00 |
| Internal transfer | £0.05 |
Commercial terms
Agreement overview
This Commercial Terms Schedule governs the provision of LynkPay services, including Platform Subscription Plans, Pay by Bank, Card Processing & Issuing, compliance services and related technologies.
VAT treatment
UK customers are subject to VAT at 20%. Eligible EU business customers may qualify for zero-rated VAT subject to valid VAT registration details. International customers remain responsible for local taxes.
Fleet growth allowance
Customers may exceed subscribed fleet limits by up to 10% before migration to the next subscription tier is required.
Multi-fleet & dispatch servers
Each dispatch server or independently operated fleet environment may be treated as a separate commercial portal and invoiced separately.
Chargebacks & fraud
Chargebacks are administered through Stripe Connected Accounts. Merchants remain responsible for responding to disputes and supplying evidence where required.
Service availability
LynkPay aims for 99.95% service availability, excluding scheduled maintenance, force majeure events and third-party provider outages.
Payment terms
Fees are billed monthly in advance on the 20th day of the month preceding service delivery. Invoices are payable upon receipt unless otherwise agreed in writing. Late payments may result in service suspension.
Limitation of liability
LynkPay shall not be liable for indirect, incidental, consequential or special damages. Liability shall be limited to fees paid during the preceding twelve months, except where prohibited by law.
Regulatory compliance
Customers are responsible for maintaining lawful operations and complying with applicable regulations in their jurisdiction.
Amendments
LynkPay reserves the right to amend pricing or service schedules upon providing at least 30 days written notice.
Let's size it against your fleet.
Tell us your driver count and how you pay today. We'll show you the tier, the transaction cost and what changes on day one.